Whitley Law Firm - North Carolina Personal Injury Attorney

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Meeting with Insurance Companies During a Greenville Workers’ Compensation Claim
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Workers’ compensation insurance companies will often go to great lengths to deny benefits to an injured worker. Every time that a worker files a claim under these policies, the insurance company will investigate the incident before providing benefits. This may involve taking witness statements, inspecting the scene of the incident, and asking a treating doctor to provide their opinion as to the extent of the treated injury.

Furthermore, an insurance company may ask an injured worker to provide an in-person statement about their injuries. These statements are made under oath and can carry significant weight regarding the outcome of a case.

Because of this, it is important for any injured worker to understand how meeting with insurance companies during a Greenville workers’ compensation claim may affect their claim for compensation. By speaking with a seasoned lawyer, a claimant could understand what to expect and be prepared to give a thorough statement in pursuit of the compensation they deserve.

Why Might an Insurance Company Request a Meeting?

Insurance companies will investigate any incident that has led to a claim, and a major part of this investigation is hearing the injured worker’s side of the story. While this may seem like a benefit to an employee to be able to speak directly about their injuries, in reality an insurance company meeting might actually harm their case.

Insurance companies may attempt to get an injured worker to admit that their own misbehavior caused their injuries. While accidents that are a worker’s own fault can still qualify for benefits, any incidents involving intoxication, drugs, or horseplay may void a claim. Other damaging information that an insurance company may try to elicit during an interview include:

  • Whether the incident took place off-the-clock
  • If any component of the injury preceded the incident or job
  • If the worker has returned to their job since sustaining the injury

A hasty or unprepared response to any of these questions may result in an insurance company denying benefits. Because of the delicate nature of this process, a Greenville claimant should try to be as well-prepared as possible before meeting with an insurance company regarding their claim.

Preparing for an Insurance Company Meeting

Because insurance companies have the right to obtain information concerning a workers’ compensation claim, these meetings are often unavoidable. However, a claimant can take steps to protect themselves before entering these discussions. For example, it is important for an injured worker to understand when and how workers’ compensation coverage applies.

Generally, workers’ compensation only applies to workers who suffered injuries while on-the-clock and because of their job duties. Additionally, a worker needs to miss at least seven days of work to collect any monetary benefits.

Furthermore, it could prove beneficial for an injured worker to be clear and certain in their statement. If at any point they are unsure about an answer, it is better to say this than to make a guess, as any mistakes made by a claimant during a statement could still be used against them.

Finally, having a dedicated attorney on a claimant’s side may prove beneficial during a meeting. A lawyer could help a worker prepare for making their statement, as well as to object to any questions that are unnecessary or to try to direct the questioning in ways that promote a claimant’s case instead of damaging it.

Preparing for Meetings with Insurance Companies Could Be Key to a Greenville Workers’ Compensation Claim

Insurance companies often look for any excuse to deny injured worker benefits under the workers’ compensation system. Due to this, meeting with insurance companies during a Greenville workers’ compensation claim might prove detrimental to an underprepared claimant’s case.

If you were hurt at work and are seeking compensation, consider reaching out to a knowledgeable lawyer to discuss your claim and how you may prepare for each and every step of the process. To start working on your statement, call a legal professional today.

Whitley Law Firm - North Carolina Personal Injury Attorney

1-866-944-8539

AVAILABLE 24 HOURS A DAY, 7 DAYS A WEEK

CALL TODAY FOR YOUR FREE CONSULTATION, IT WON’T COST YOU ANYTHING TO SEE IF WE CAN HELP.

Other Locations

New Bern
701 McCarthy Boulevard
PO Box 12550
New Bern, NC 28561-4825

Jacksonville
By Appointment Only
200 Valencia Dr.
Jacksonville, NC 28546

Greenville
1702-A E. Arlington Blvd.
Greenville, NC 27858

Kinston
2506 North Herritage St.
PO Box 5309
Kinston, NC 28503-5309